The Housing and Urban Development Corporation Ltd (HUDCO), under the aegis of the Ministry of Housing and Urban Affairs (MoHUA), has unveiled the Urban Invest Window (UiWIN) — a national platform designed to serve as a one-stop investment facilitation mechanism for urban India. Officially launched by the Hon’ble Minister of Housing and Urban Affairs during the National Urban Conclave, UiWIN aims to bridge the financing gap in urban infrastructure by connecting cities with diverse domestic and international funding sources.

The initiative marks a major stride toward strengthening India’s urban financing ecosystem and aligns closely with the government’s vision of Viksit Bharat 2047, positioning cities as key drivers of economic growth and sustainable development.

India is currently experiencing one of the fastest urban transformations in the world. By 2036, over 600 million Indians — nearly 40% of the population — are expected to live in urban areas.

This unprecedented growth brings with it a pressing need for massive infrastructure investments in housing, transport, sanitation, and public services. However, Urban Local Bodies (ULBs) continue to face major challenges in areas such as capacity building, project preparation, fund mobilization, and investment facilitation.

HUDCO’s Urban Invest Window (UiWIN) is aimed at addressing these very challenges — by bridging the gap between cities’ development needs and available financial resources.

The UiWIN platform will facilitate faster and more diversified investments in urban infrastructure from multiple sources, including:

Long-tenor and concessional financing from multilateral agencies such as the World Bank (WB) and the Asian Development Bank (ADB)

HUDCO will leverage its pan-India network of 20 Regional Offices, repurposing them as Urban Invest Windows. These offices will follow a Hub-and-Spoke model, working closely with State Governments and ULBs to provide end-to-end project assistance — from identification and technical structuring to capital mobilization and implementation.

Building a Pipeline of Bankable Urban Projects

Through UiWIN, HUDCO aims to create a national pipeline of bankable, investment-ready urban projects by offering technical expertise, advisory support, and funding facilitation.

The initiative will connect cities directly with domestic and international investors, thereby expanding access to long-term financing options. UiWIN also emphasizes the strengthening of municipal governance and financial management to ensure long-term sustainability.

Doubling Urban Investment in the Next Five Years

UiWIN’s overarching goal is to double the volume of urban investments in India within the next five years. To achieve this, it will focus on:

* Governance reforms and improved municipal financial management

* Capacity building and skill enhancement for ULB officials

* Structuring of PPP projects and attracting private capital

* Enhanced and accelerated HUDCO lending for urban projects

* Facilitating municipal and pooled bond issuances

* Land value capture and monetization mechanisms

* Leveraging convergence with Central and State schemes for additional funding

Driving India’s Vision of ‘Viksit Bharat 2047’

Aligned with the Hon’ble Prime Minister’s vision of Viksit Bharat 2047, UiWIN seeks to position India’s cities as the economic and infrastructural backbone of national growth.

By providing cities with the financial and institutional tools to unlock their potential, HUDCO’s UiWIN aims to create self-sustaining, investment-ready, and globally competitive urban ecosystems across India.

HUDCO’s leadership emphasized that UiWIN represents a transformative leap in urban financing, combining policy support, institutional strengthening, and private sector participation to accelerate the pace of urban development.

The initiative builds on HUDCO’s five-decade legacy as India’s premier urban infrastructure financing institution and aligns with the government’s long-term mission of inclusive and sustainable urbanization.