The Uttar Pradesh Real Estate Regulatory Authority (UP-RERA) has published the consolidated Uttar Pradesh Real Estate Regulatory Authority (General) Regulations, 2019, incorporating all amendments made up to the 12th Amendment notified on July 13, 2026.

The consolidated regulations bring together the provisions introduced through various amendments and provide a comprehensive regulatory framework aimed at strengthening transparency, accountability, financial discipline and protection of homebuyers in the real estate sector.

Among the major provisions incorporated through the amendments are detailed norms for project bank accounts, standardisation of transfer charges, mandatory training and statutory compliances for real estate agents, regulation of IFMS deposits, disclosure requirements in advertisements and procedures relating to project registration and transfer.

Professional Details and Certificates to Accompany QPRs

Under the amended regulations, promoters are required to furnish details of key professionals associated with the project, including the project architect, engineer and chartered accountant. Details of the Customer Relationship Manager along with a dedicated contact or toll-free number are also required to be provided for the benefit of customers.

Quarterly Progress Reports (QPRs) of projects are required to be filed through these professionals along with their digitally signed certificates. The provision is aimed at improving the reliability and accountability of project progress reporting.

Promoter Profile to be Created and Regularly Updated

Promoters are now required to create their profiles on the UP-RERA web portal to access the promoter dashboard and apply online for registration of their projects.

The promoter profile must be updated whenever the promoter applies for registration of a new project or whenever there is any change in the existing profile. The updated profile is required to reflect the current details of directors, partners or trustees, latest financial statements, income tax returns and other relevant information.

Digital Connectivity Plan and Dedicated Contact Points

Promoters are required to submit a digital connectivity plan along with the project registration application. They must also provide four dedicated email addresses for project registration, administrative matters, consumer complaints, and communication with allottees and real estate agents.

The provision is intended to ensure that important communications from different stakeholders are properly received and addressed by the promoter.

Project Name to Match the Sanctioned Plan

The project title and project name used by the promoter must correspond with the project title mentioned in the sanctioned plan. This will enable both allottees and the regulator to establish a clear correlation between the project and its sanctioned layout or map.

Standardised Format for Offer of Possession

The amended regulations require promoters to issue the offer of possession to allottees in the format prescribed by UP-RERA. The standardised format is intended to minimise discrepancies in demands, accounts and other details at the time of offering possession.

Relief for Allottees of Unregistered Projects

The 8th Amendment addressed the difficulties faced by allottees of projects that are not registered with UP-RERA. Under Regulation 24, allottees of such projects can now file complaints before the Authority through the online facility available on the UP-RERA portal and seek relief in the same manner as allottees of registered projects.

Such complainants will have to provide certain additional information relating to the promoter and the project to facilitate smooth processing and adjudication of their complaints.

Standardised Administrative Charges and Late Fees

The amended regulations prescribe standard fees and late charges for promoters, allottees and real estate agents in cases involving delayed statutory compliance and certain services sought from the Authority.

A late fee of ₹15,000 for each delayed QPR, ₹25,000 for delay in filing the annual audit report for each financial year, and ₹10,000 for delay in filing each quarterly transaction report by a real estate agent has been prescribed.

These standardised charges are intended to encourage timely regulatory compliance and strengthen transparency and accountability in the sector.

Transfer Charges Standardised for Succession and Assignment

UP-RERA has also standardised transfer charges applicable in cases of natural succession and assignment of allotments.

Where the successor-in-interest is a family member of the deceased allottee, the transfer charge has been fixed at ₹1,000. In cases where the assignee or successor-in-interest is not a family member, the transfer charge has been capped at ₹25,000.

The provision seeks to address a common issue faced by allottees and establish a fair and predictable fee structure.

Three-Tier System for Project Bank Accounts

One of the significant amendments relates to the management and operation of project bank accounts. Recognising that proper utilisation of funds collected from allottees is crucial for timely completion of projects, UP-RERA has introduced detailed provisions under Regulation 53.

Promoters are required to maintain three separate accounts for the project in the project district—Collection Account, Separate Account and Transaction Account.

Under the prescribed mechanism, 70 per cent of the money collected in the Collection Account will be transferred daily to the Separate Account, while 30 per cent will be transferred to the Transaction Account.

There will be no lien on the Collection Account or Separate Account. All project loans will be credited to the Separate Account, and payments from the Separate Account will be governed by a defined protocol.

The accounts will be audited at the end of every financial year, and the annual audit report will have to be uploaded on the UP-RERA website. Promoters will also be prohibited from receiving project payments in cash.

The Collection Account details will be required to be mentioned in documents shared with allottees as well as in project advertisements and promotional material.

Training and Statutory Compliance Made Mandatory for Real Estate Agents

To strengthen discipline, accountability and professional standards among real estate agents, UP-RERA has prescribed a short-duration intensive training programme.

The training certificate has been made mandatory for registration and renewal of real estate agents. The amended regulations also require agents to comply with statutory quarterly requirements, including maintaining prescribed registers and documents and filing quarterly transaction reports on the UP-RERA website in the prescribed format.

IFMS Deposits to be Regulated and Transferred to the Association

The amended regulations also establish a structured framework for the collection, management and utilisation of Interest-Free Maintenance Security (IFMS) deposits.

The IFMS amount will be determined on the basis of maintenance requirements and the scale of the project, with different rates prescribed for multistorey group housing, plotted group housing, commercial projects and plotted commercial projects.

The amount collected from allottees will have to be deposited in a separate designated account maintained with a scheduled bank.

At the time of handing over the common areas to the Association, the promoter will be required to transfer the entire IFMS corpus to the Residents’ Welfare Association or relevant Association by transferring the right to operate the IFMS account.

The IFMS corpus can be used strictly for the operation, maintenance, repair and replacement of common areas, equipment and services meant for the collective benefit of residents. The Association will be required to maintain proper books of accounts and have the funds audited by a Chartered Accountant in accordance with generally accepted accounting principles.

Detailed Guidelines for Project Marketing and Promotion

The amended regulations prescribe detailed requirements for marketing and promotion of real estate projects to prevent misleading advertisements and false claims relating to amenities and specifications.

Promoters and real estate agents will be required to prominently disclose the project registration number, UP-RERA website, project QR code, project Collection Account details, project launch date and agent registration number in advertisements, promotional material and brochures, as applicable.

Clear Procedure for Extension, Withdrawal and Transfer of Project Registration

The regulations also provide detailed procedures for extension of project registration under different circumstances, withdrawal of registration where further development of a project has become impossible, and transfer of majority rights and liabilities of a promoter to another entity.

These provisions are aimed at protecting the rights and interests of allottees while also facilitating the revival and completion of stalled or distressed real estate projects.

Consolidated Regulations Available on UP-RERA Website

UP-RERA stated that the consolidated General Regulations are available on the Authority’s website under the Legal Section. The regulations are also being forwarded to prominent publishers for publication for the benefit of stakeholders.

The consolidation of all amendments into a single set of regulations is expected to provide greater clarity to promoters, allottees, real estate agents and other stakeholders while making the regulatory framework easier to access and follow.