Housing and Urban Development Corporation Limited (HUDCO) reported record growth in FY25 at its 55th AGM, with sanctions, disbursements, profitability, and market capitalisation all scaling new highs.

Backed by strong asset quality and robust capital adequacy, the company is setting ambitious targets aligned with India’s infrastructure and housing growth vision under Viksit Bharat@2047.

The company recorded annual sanctions of Rs 1,27,952 crore, a 55% increase from the previous year, demonstrating its growing role in financing infrastructure and housing projects. Disbursements surged to a historic Rs 40,038 crore, a 122% jump year-on-year, contributing to a net profit of Rs 2,709 crore, up 28% from the last fiscal.

HUDCO’s loan book expanded by 35% to Rs 1,24,828 crore as of March 31, 2025, while total income rose 30% to Rs 10,348 crore, driven by higher sanctions and disbursements. The company maintained strong asset quality with gross NPAs at 1.67% and net NPAs at 0.25%, and a capital adequacy ratio of 46.60%, well above regulatory requirements.

HUDCO’s market capitalisation surpassed Rs 40,000 crore, nearly a fivefold rise since March 2023, reflecting strong investor confidence.

CMD Sanjay Kulshrestha said HUDCO remains committed to the national vision of Viksit Bharat@2047, aiming to mobilize over Rs 3 lakh crore in infrastructure finance by 2030, spanning sectors including affordable housing, clean energy, urban mobility, roads, ports, and other core infrastructure projects.